AP2 (Agentic Payment Protocol) is an open, interoperable standard for autonomous agents to discover offers, negotiate terms, verify identity, and authorize & settle payments—end-to-end.
Related to OpenAI’s ChatGPT Instant Payment and the Agentic Commerce Protocol ACP , it provides a more generic payment framework while ACP is focussed on e-commerce transactions.
Table of Contents
About AP2
It blends intent-based commerce with verifiable credentials and signed offers, preserves privacy via selective disclosure, and is settlement-agnostic (cards, bank, crypto). With roles like shopper/merchant agents, wallets, and credential providers, AP2 turns checkout into programmable, real-time contracts—reducing fraud and friction while enabling new business models across marketplaces, apps, and IoT.
It was initiated by Google and published in September 2025.
What is the current status of AP2?
We would describe it as technical preview. The initial ecosystem is published, but there are no production-ready implementation on the market yet.
The sample implementation provides a very basic human-present case, with mocked agents for all relevant elements.
This is a confirmation dialog of the finished transaction (Sep. 2025):
What is the human-present cart mandate scenario?
When the user is active shopping with the shopping agent, a real-time interaction happens.
This is the diagram:
What is the human-not-present, intent mandate scenario?
The user can also provide the shopping agent with a specific intent mandate – e.g. to book a trip with flights, hotel and rental car. The shopping agent takes care of all bookings and will finally confirm and order all services, without the user always confirming the booking.
Providers and companies
The following table represents the available implementations.
| Role | Company / Project | Evidence link | Evidence type | Implementation status | Code link(s) |
|---|---|---|---|---|---|
| Shopping Agent (reference) | Google sample agents | https://github.com/google-agentic-commerce/AP2 | GitHub repo | Reference code | https://github.com/google-agentic-commerce/AP2/tree/main/samples |
| A2A extension (crypto) | A2A x402 extension | https://ap2-protocol.org/topics/ap2-and-x402/ | Official docs | Reference code | https://github.com/google-agentic-commerce/a2a-x402 |
| Credentials Provider | PayPal | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Credentials Provider | Revolut | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Credentials Provider | Payoneer | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Credentials Provider (crypto) | Coinbase | https://ap2-protocol.org/topics/ap2-and-x402/ | AP2 docs (x402 collaborators) | Docs: samples in progress | — |
| Credentials Provider (wallet) | MetaMask | https://ap2-protocol.org/topics/ap2-and-x402/ | AP2 docs (x402 collaborators) | Docs: samples in progress | — |
| Credentials Provider (wallet) | Monee (ShopeePay) | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Credentials Provider (B2B spend) | Mesh Payments | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Identity/Auth | 1Password | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Identity/Auth | Okta | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Identity/Auth | Ping Identity | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Risk/Fraud | Forter | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant Endpoint | Alibaba.com | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant Endpoint | Etsy | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant Endpoint | Lazada | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant Endpoint | Shopee | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant Endpoint | Trip.com | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant Endpoint | Dell | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant Endpoint | The Iconic | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant Endpoint | Zalora | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant Endpoint | Shopcider.com | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP | Adyen | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP | Worldpay | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP | Worldline | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP | WPay | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP | DLocal | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP | EBANX | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP | KCP (Fiuu) | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP | Juspay | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP | Gr4vy | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP (gateway/integration) | Gravitee | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP | Airwallex | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Merchant PSP / MPP (crypto) | BVNK | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Networks / Issuers | Mastercard | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Networks / Issuers | American Express | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Networks / Issuers | JCB | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Networks / Issuers | UnionPay International | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Commerce Platforms | Salesforce | https://www.digitalcommerce360.com/2025/09/19/google-ai-payments-protocol-ap2/ | Trade press | Press coverage | — |
| Commerce Platforms | Shopify | https://www.digitalcommerce360.com/2025/09/19/google-ai-payments-protocol-ap2/ | Trade press | Press coverage | — |
| Commerce Platforms | Intuit | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Crypto rails (x402 collab) | Ethereum Foundation | https://ap2-protocol.org/topics/ap2-and-x402/ | AP2 docs | Docs: samples in progress | — |
| Crypto rails (x402 collab) | Mysten Labs | https://ap2-protocol.org/topics/ap2-and-x402/ | AP2 docs | Docs: samples in progress | — |
| Crypto rails (x402 collab) | Crossmint | https://ap2-protocol.org/topics/ap2-and-x402/ | AP2 docs | Docs: samples in progress | — |
| Crypto rails (x402 collab) | EigenLayer | https://ap2-protocol.org/topics/ap2-and-x402/ | AP2 docs | Docs: samples in progress | — |
| Crypto rails (x402 collab) | Lightspark | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Accenture | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | PwC | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Adobe | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Red Hat | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Confluent | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Cloudflare (NET Dollar) | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Blackhawk Network | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Ant Group | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Razer | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Garena | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Dafiti | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | Ebanx | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |
| Ecosystem contributor | manus.ai | https://ap2-protocol.org/partners/ | Official partners page | Partner listed | — |